We can help you with estates. We believe that you are entitled to get every benefit available. Being appointed an executor is a big responsibility and can be a very overwhelming task . This is where our expertise and resources come in. We will guide you and your family through what comes next. Cheryl Courtemanche joined the Hillcrest team over six years ago, bringing with her an extensive estate experience from the banking world. Between Lisa Henderson and Cheryl Courtemanche they have assisted over 700 families and executors navigate complicated estates.
Our dedicated Estate Aftercare Specialist will help you with all estate issues. She will meet with the Executor and or next of kin to complete or assist with the tasks required to begin the administration of an estate. They will provide and review Executor’s checklist in the first meeting, order certified copies of the Will if necessary, and provide Proofs of Death to all agencies requiring them.
First step: You will be given a detailed Estate Checklist to help you get organised for our initial estate telephone call..
Second Step: Cheryl will do a preliminary telephone meeting meet with you, help to get all your documents organized and prepared for you to meet with us at your estate in person meeting or if you prefer we have the ability to do all forms by docusign.
We get you organized for the professionals you may need to see ie: Financial Advisors, Bankers, Lawyers, Insurance Brokers etc.
Please see below a list of what we can handle for you. If you think of something that isn't on the list no worries we can look after that also.
We will stop and apply for any international benefits including on your behalf (USA, Germany, Switzerland, and any others as required). If applicable, completion of insurance forms, pension plan forms, credit cards, redemption and/or transfer of points, advise utilities, cancellation/notification for insurance companies for house and vehicle. Written notification will be sent for SIN card, health card, driver’s license, photo ID, Citizenship, Landed Immigrant, and passport.
Prepare documents to notify Revenue Canada and notification of accountant, completion of any other required documentation. Preparing and advising on estate tax and filing and what information is required. We will continue to assist you for approximately one year until the estate is settled with regular intervals of follow up. Includes all fees associated with faxing and regular postage.
Application of the CPP/ Retraite Quebec Lump Sum Death Benefit
Application of the Survivors Benefit
Application of the Children’s Benefit
Application of the OAS Survivors Bridge Loan (if applicable)
Application of the deceased Life Insurance, including change of beneficiaries on other policies.
Informing Revenue Canada, sending the will to them and stopping the Trillium Grant, GST/HST and Gains.
Informing Elections Canada and removing them from the voters list
Cancelling the Passport/OHIP/ Drivers Licence and Parking Permits and Applying for any refunds.
Notating the Social Insurance Number
WSIB- we work directly with WSIP to get any benefits applicable
Cancelling any extended Health Care Coverage
Home and Auto Insurance
Cancelling credit cards and apply to have reward points transferred.
Cancelling household accounts. IE; Hydro, Enbridge, and cell phones.
Cancelling the Firearms Licence Applying for marriage certificates and long form death certificates (when needed)
The fee for this service is a flat fee of $395. This includes all the above services and any other estate matters not mentioned above.